Having a bad credit rating can impact your ability to get a mortgage whether it’s your first time, or you’ve gone through lots of homes. So having bad credit if you’re a first-time buyer can make it more difficult to get a mortgage compared to someone who has an excellent credit rating.
But, even if you’ve been told it’s impossible by a mainstream lender or highstreet bank, there’s specialist lenders who’ll consider you. A specialist bad credit mortgage broker will be able to understand your situation and suggest options.
We get how it feels when you’re refused a mortgage. We’ve been there. Haysto exists because the mortgage world is broken. If you don’t have a shiny credit rating, you’re self-employed with a complex income, or just don’t fit the mould, the odds are completely stacked against you. We just don’t think that’s fair.
Unlike others, we only work on bad credit, self-employed and complex mortgages. That’s all we do. And we’re up for a challenge.
No robots, no automated answers. We use technology to connect you to a real person. Not replace them.
Our platform connects you to the perfect specialist broker for free. We only get paid when your mortgage is approved.
Using our platform guarantees you’ll be matched with an expert who has a proven track record of making mortgages possible for people like you. Less processing, more understanding.