A guarantor mortgage is where someone else agrees to pay for your mortgage in the event that you can’t.
This means that you’re much more likely to be accepted for a mortgage and might be able to borrow more than you would on your own, or maybe qualify for lower interest rates.
A guarantor mortgage allows you to secure a mortgage when you either don’t have enough for a deposit or otherwise are in a situation that means lenders are reluctant to lend to you.
The person or people that act as your guarantor don’t own any share of your property, they’re just agreeing to pay if you can’t.
We get how it feels when you’re refused a mortgage. We’ve been there. Haysto exists because the mortgage world is broken. If you don’t have a shiny credit rating, you’re self-employed with a complex income, or just don’t fit the mould, the odds are completely stacked against you. We just don’t think that’s fair.
Unlike others, we only work on bad credit, self-employed and complex mortgages. That’s all we do. And we’re up for a challenge.
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Our platform connects you to the perfect specialist broker for free. We only get paid when your mortgage is approved.
Using our platform guarantees you’ll be matched with an expert who has a proven track record of making mortgages possible for people like you. Less processing, more understanding.