Yes, you can. The main issue with remortgaging with bad credit is you might not be able to get the most competitive interest rates. Lenders might want to charge a higher interest rate to offset what they see as the ‘risk’ your credit score creates.
So even though having bad credit can make it less smooth for you, you shouldn’t be rejected – it’s just a case of finding the right lender.
We get how it feels when you’re refused a mortgage. We’ve been there. Haysto exists because the mortgage world is broken. If you don’t have a shiny credit rating, you’re self-employed with a complex income, or just don’t fit the mould, the odds are completely stacked against you. We just don’t think that’s fair.
Unlike others, we only work on bad credit, self-employed and complex mortgages. That’s all we do. And we’re up for a challenge.
No robots, no automated answers. We use technology to connect you to a real person. Not replace them.
Our platform connects you to the perfect specialist broker for free. We only get paid when your mortgage is approved.
Using our platform guarantees you’ll be matched with an expert who has a proven track record of making mortgages possible for people like you. Less processing, more understanding.