Our tools

Our mortgage calculators

Use our mortgage calculators to make things simple. Whether you want to work out how much could borrow, or what your monthly mortgage repayments might be, there’s a mortgage calculator for you.  


We have mortgage calculators for whatever your financial situation or mortgage needs, whether you’re self-employed, have bad credit issues, want to work out your mortgage affordability or get an idea what your mortgage payments could be.

Bad Credit Mortgage Calculator

Worried about bad credit issues affecting your mortgage?

Even if you have bad credit, you can still get a mortgage, but you'll have fewer options open to you than if you had a perfect credit score. Use our Bad Credit Mortgage Calculator to see how much you could borrow based on your unique credit issues.

Our calculators make some assumptions about your affordability. If you're looking to apply for a UK mortgage with credit issues, you should speak to a specialist mortgage broker who can look at your case in detail. They’ll be able to advise you on your options based on your unique situation. Use our Bad Credit Calculator as a guide.

haysto bad credit calculator illustration of a couple dancing on a calculator black and white

Self-employed Mortgage Calculator

Self-employed and looking for a mortgage? 

There are over 5 million self-employed people in the U.K, but it can still be tricky for self-employed people to get a mortgage. 

Some lenders prefer a simpler income. But just because you're self employed, doesn't mean you'll struggle to get a mortgage. Use our Self-Employed Mortgage Calculator to find out how much you can borrow on your self-employed income. 

Our calculators make some assumptions about your affordability. If you're self-employed and looking to apply for a UK mortgage, you should speak to a specialist mortgage broker who can look at your case in detail. They’ll be able to advise you on your options based on your unique situation. Use our Self-employed Mortgage Calculator as a guide.

haysto self-employed calculator illustration of a couple lifting and moving a calculator

Remortgage calculator

Ready to remortgage?

Remortgaging can be a great way to release funds for a big purchase, make home improvements, or just get a better deal on your current mortgage. Use our Remortgage Calculator to see what a new mortgage deal might look like. 

Our calculators make some assumptions about your affordability. If you're looking to remortgage in the UK, you should speak to a specialist mortgage broker who can look at your case in detail. They’ll be able to advise you on your options based on your unique situation. Use our Remortgage Calculator as a guide.

haysto remortgages calculator illustration of a family on a calculator black and white

Mortgage Affordability Calculator

Need an idea of your property budget?

If you're ready to start house hunting, you'll need to know how much you can afford on a mortgage before making any offers. Use our Mortgage Affordability Calculator to see how much you could afford to borrow based on your income and outgoings.

Our calculators make some assumptions about your affordability and other factors. If you're looking to apply for a UK mortgage, you should speak to a specialist mortgage broker who can look at your case in detail. They’ll be able to advise you on your options based on your unique situation. Use our Mortgage Affordability Calculator as a guide.

haysto affordability calculator illustration of a couple high-five on a calculator

Mortgage Payment Calculator 

Got your property budget and want to know how much your monthly repayments will be?

You'll need a rough idea of how much you'll be paying each month before starting a mortgage application or making an offer on a property. Use our Mortgage Payment Calculator to work out your monthly mortgage payments.

Our calculators make some assumptions about your affordability and other factors. If you're looking to apply for a UK mortgage, you should speak to a specialist mortgage broker who can look at your case in detail. They’ll be able to advise you on your options based on your unique situation.

haysto repayment calculator illustration of a man and ladder painting on a calculator black and white

Our mortgage calculator assumptions

Use our handy mortgage calculators as useful information purposes and guidance only. The figures are illustrative. Your actual mortgage payments may differ.

Talk to our Mortgage Experts to find out your options

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