Remortgaging can be complex because there’s often more to consider the next time around. Your situation might have changed since you took out the previous mortgage, and the fact that you’ve been accepted before doesn’t guarantee you’ll be accepted again.
Our platform uses a clever algorithm to match you to the perfect remortgage broker for your unique situation. Someone who’s up to the challenge, and has a proven track record of making remortgaging possible for people like you.
Remortgaging is where you replace your existing mortgage with a new one. If you currently have a mortgage, or own your property outright, you can remortgage your home either with your existing lender or a new one. Even if your current mortgage has a duration of 30 years or more, you don’t have to stay tied to the same one for that length of time.
Remortgaging is really common and can be a great way to get a better deal and take advantage of good interest rates. Think of it like reevaluating your finances and finding the best mortgage deal to ensure you’re not paying more than you need to. Just like you might do with your utility bills or mobile phone contract!
Your new mortgage will depend on a number of things, including how much equity is in your property, its current value, and what kind of loan-to-value (LTV) percentage you want. Remortgaging can be confusing, so working with an experienced, specialist remortgage broker is the best way to take the stress out of the process while getting the best mortgage for your needs. Make an enquiry to get matched to a remortgage broker.
Here’s a few frequently asked questions about remortgaging.
We get how it feels when you’re refused a mortgage. We’ve been there. Haysto exists because the mortgage world is broken. If you don’t have a shiny credit rating, you’re self-employed with a complex income, or just don’t fit the mould, the odds are completely stacked against you. We just don’t think that’s fair.
Unlike others, we only work on bad credit, self-employed and complex mortgages. That’s all we do. And we’re up for a challenge.
No robots, no automated answers. We use technology to connect you to a real person. Not replace them.
We only get paid when your mortgage is approved.