Yes, you can get a mortgage as a limited company director! But it can be a little more difficult compared to someone who’s a full-time employee.
This is because a lot of mainstream mortgage brokers and lenders just aren’t set up to cater for people with incomes that differ from the norm. Limited company directors are usually classed as self-employed, and a lot of mortgage lenders don’t like complexity.
Company director incomes can be complex for all kinds of reasons. Maybe the company is new and hasn’t been trading for that long, which means you don’t have three years’ worth of accounts. Maybe you’re not sure what you can count as your income. Or maybe you have retained profit and need to be able to use that as a source of income.
Whatever the reason, you just need to speak to a specialist mortgage broker who specialises in different incomes. And that’s where we come in. Our platform matches you with the ideal broker for your situation. Your broker will have plenty of experience getting mortgages for limited company directors, and will make your application look as good as possible to lenders.
We get how it feels when you’re refused a mortgage. We’ve been there. Haysto exists because the mortgage world is broken. If you don’t have a shiny credit rating, you’re self-employed with a complex income, or just don’t fit the mould, the odds are completely stacked against you. We just don’t think that’s fair.
Unlike others, we only work on bad credit, self-employed and complex mortgages. That’s all we do. And we’re up for a challenge.
No robots, no automated answers. We use technology to connect you to a real person. Not replace them.
We only get paid when your mortgage is approved.