Yes, you can. Getting a mortgage as a contractor can be more difficult than someone in full-time employment. For example, sometimes, a lender might want you to give more accounts than someone who’s full-time employed.
In fact, in some cases, contractors do not need to have three years’ worth of accounts and can even get approved for a mortgage on their day-rate, with some specialist contractor-friendly lenders happy to lend based upon the terms of your current contract.
And even if you’ve only just started contracting, and therefore have no accounts, you still have options that our specialist mortgage brokers can explore for you.
We get how it feels when you’re refused a mortgage. We’ve been there. Haysto exists because the mortgage world is broken. If you don’t have a shiny credit rating, you’re self-employed with a complex income, or just don’t fit the mould, the odds are completely stacked against you. We just don’t think that’s fair.
Unlike others, we only work on bad credit, self-employed and complex mortgages. That’s all we do. And we’re up for a challenge.
No robots, no automated answers. We use technology to connect you to a real person. Not replace them.
Our platform connects you to the perfect specialist broker for free. We only get paid when your mortgage is approved.
Using our platform guarantees you’ll be matched with an expert who has a proven track record of making mortgages possible for people like you. Less processing, more understanding.