Mortgages for freelancers

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Can I get a mortgage as a freelancer?

Yes, you can. It’s just more complicated than someone who’s full-time employed because it can be harder to prove your income compared to someone who can just give a lender three month’s payslips. Often, freelancers have to go through a few extra steps to convince lenders you should be accepted for a mortgage. 

But there’s loads of lenders who will give you a mortgage. You just need to meet the right mortgage broker. That’s where we come in.

Why do freelancers find it difficult to get a mortgage?

How long do I need to freelance for before I can apply for a mortgage?

How much can I borrow as a freelancer?

What proof of income do I need as a freelancer?

What’s the difference between a contractor and a freelancer?

Why use Haysto?

We get how it feels when you’re refused a mortgage. We’ve been there. Haysto exists because the mortgage world is broken. If you don’t have a shiny credit rating, you’re self-employed with a complex income, or just don’t fit the mould, the odds are completely stacked against you. We just don’t think that’s fair.

Read our story

We help when others won’t

Unlike others, we only work on bad credit, self-employed and complex mortgages. That’s all we do. And we’re up for a challenge.


Speak to a real person

No robots, no automated answers. We use technology to connect you to a real person. Not replace them.


Your success is our success

Our platform connects you to the perfect specialist broker for free. We only get paid when your mortgage is approved.


Using our platform guarantees you’ll be matched with an expert who has a proven track record of making mortgages possible for people like you. Less processing, more understanding.

Image of mortgage broker Ben Patten

Ben Patten

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Image of mortgage broker Luke Grosse

Luke Grosse

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Image of mortgage broker Sarah Earnshaw

Sarah Earnshaw

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Image of mortgage broker Yogesh Parekh

Yogesh Parekh

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Image of mortgage broker Jemma Talliss

Jemma Talliss

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Image of mortgage broker Paul Clark

Paul Clark

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Image of mortgage broker Lynn Cutts

Lynn Cutts

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Image of mortgage broker Steve Hatton

Steve Hatton

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Image of mortgage broker Jeanette Clark

Jeanette Clark

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Image of mortgage broker Carrie Knight

Carrie Knight

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Image of mortgage broker Jonathan Hunting

Jonathan Hunting

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Get connected to a specialist self employment mortgage broker who can make a mortgage possible for you.

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