You’ve been living in a council property for 3-5 years
It’s your only property
It’s self-contained, which means you don’t share any facilities with other people outside of the household
There’s a legal contract between you and your landlord
They have had a public sector landlord for at least 3 years
The property is in England (Northern Ireland and Wales have their own schemes, and Scotland no longer has one)
We get how it feels when you’re refused a mortgage. We’ve been there. Haysto exists because the mortgage world is broken. If you don’t have a shiny credit rating, you’re self-employed with a complex income, or just don’t fit the mould, the odds are completely stacked against you. We just don’t think that’s fair.
Unlike others, we only work on bad credit, self-employed and complex mortgages. That’s all we do. And we’re up for a challenge.
No robots, no automated answers. We use technology to connect you to a real person. Not replace them.
Our platform connects you to the perfect specialist broker for free. We only get paid when your mortgage is approved.
Using our platform guarantees you’ll be matched with an expert who has a proven track record of making mortgages possible for people like you. Less processing, more understanding.