Tier 2 visa mortgages

Get started
illustration of Tier 2 Visas

Can I get a mortgage as a foreign national on a tier 2 mortgage?

Yes. It’s definitely possible for a foreign national to get a mortgage in the UK. Most lenders won’t consider you, but there are specialist lenders who will. It’s important to work with a specialist mortgage broker who will know what specialist lenders to approach for you. That way, you’ll maximise your chance of success, and get the best rates available to you. 

Lenders have different lending criteria when it comes to giving mortgages to foreign nationals, but all lenders will take into account:

  • How long is remaining on your visa

  • What type of visa you have

  • How long you have lived in the UK

The majority of lenders will require that you’ve lived in the UK for at least 12 months before being accepted for a mortgage. It can also improve your chances if you have at least two years’ remaining on your visa.

What is a Tier 2 visa?

What’s a foreign national mortgage?

Will all lenders consider a Tier 2 visa applicant?

How do different types of visa affect getting a UK mortgage?

Why use Haysto?

We get how it feels when you’re refused a mortgage. We’ve been there. Haysto exists because the mortgage world is broken. If you don’t have a shiny credit rating, you’re self-employed with a complex income, or just don’t fit the mould, the odds are completely stacked against you. We just don’t think that’s fair.

Read our story
haysto

We help when others won’t

Unlike others, we only work on bad credit, self-employed and complex mortgages. That’s all we do. And we’re up for a challenge.

haysto

Speak to a real person

No robots, no automated answers. We use technology to connect you to a real person. Not replace them.

haysto

Your success is our success

Our platform connects you to the perfect specialist broker for free. We only get paid when your mortgage is approved.

SAY HELLO TO YOUR SPECIALIST BROKER

Using our platform guarantees you’ll be matched with an expert who has a proven track record of making mortgages possible for people like you. Less processing, more understanding.

Image of mortgage broker Ben Patten

Ben Patten

View bio
Image of mortgage broker Luke Grosse

Luke Grosse

View bio
Image of mortgage broker Sarah Earnshaw

Sarah Earnshaw

View bio
Image of mortgage broker Yogesh Parekh

Yogesh Parekh

View bio
Image of mortgage broker Jemma Talliss

Jemma Talliss

View bio
Image of mortgage broker Paul Clark

Paul Clark

View bio
Image of mortgage broker Lynn Cutts

Lynn Cutts

View bio
Image of mortgage broker Steve Hatton

Steve Hatton

View bio
Image of mortgage broker Jeanette Clark

Jeanette Clark

View bio
Image of mortgage broker Carrie Knight

Carrie Knight

View bio
Image of mortgage broker Jonathan Hunting

Jonathan Hunting

View bio
review io logo review io 5 stars

Complex situation? That’s all we do. Get connected to a specialist mortgage broker who can make a mortgage possible for you.

Haven't we met before?