Tier 2 Visa mortgages

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Can I get a mortgage as a foreign national on a tier 2 mortgage?

Yes, it’s absolutely possible for a foreign national to get a mortgage on a Tier 2 Visa! It’s a more difficult process though, and the mainstream lenders will probably turn you down. But there are specialist lenders who can help. It’s important to work with a specialist mortgage broker who’ll know what specialist lenders to approach for you. That way, you’ll maximise your chance of success, and get the best interest rates available to you. 

Lenders have different lending criteria when it comes to Tier 2 Visa mortgages to, but all lenders will take into account:

  • How long is remaining on your visa

  • What type of visa you have

  • How long you have lived in the UK

The majority of lenders will need you to have lived in the UK for at least 12 months before being accepted for a mortgage. It can also improve your chances if you have at least two years remaining on your visa.

Got questions?

What is a Tier 2 Visa?

What’s a foreign national mortgage?

Will all lenders consider a Tier 2 Visa applicant?

How do different types of visa affect getting a UK mortgage?

Why use Haysto?

We get how it feels when you’re refused a mortgage. We’ve been there. Haysto exists because the mortgage world is broken. If you don’t have a shiny credit rating, you’re self-employed with a complex income, or just don’t fit the mould, the odds are completely stacked against you. We just don’t think that’s fair.

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We help when others won’t

Unlike others, we only work on bad credit, self-employed and complex mortgages. That’s all we do. And we’re up for a challenge.

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Speak to a real person

No robots, no automated answers. We use technology to connect you to a real person. Not replace them.

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Your success is our success

We only get paid when your mortgage is approved.

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Applying for a mortgage or understanding your options shouldn't be confusing, yet there are just so many myths doing the rounds and it's not easy to know where to turn to get the right advice.

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